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Whether you're thinking of changing your car, making some home improvements or looking to simplify your finances into one manageable monthly repayment, applying for a Halifax personal loan is quick and easy.

Apply online for an instant decision and you could have your cheque in just 24 hours. Plus you don't have to make any monthly loan repayments for the first three months!

Creditcare is our payment protection insurance. If for example you were to become ill, have an accident, be made redundant, or in the event you become a carer, Creditcare could cover your monthly loan repayments for you.

We always try to protect you from entering into any agreement that may not be in your best interest. When you apply for credit we may use a process known as Credit Scoring. This will help us to assess your application to ensure that you are able to re-pay the borrowing comfortably and fulfil our duty to you as a responsible lender. Declined applications based on this automated technique can be reviewed manually on request.

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