Lending Stream

Apply Now

Lending Stream is an online lender formed with a single mission: to make payday lending more straightforward and understandable for consumers.

We offer payday loans with the additional benefits of convenience, quick approval, world-class customer service and a genuine understanding of how important an emergency loan may be to you. No faxes, No stringent loan requirements, And no frustratingly long waiting times.

Lending Stream are committed to providing you with fast, convenient and completely hassle-free cash advances. Our application process is entirely online, which means you don't have to fax any documents to us.

A payday loan is a short-term loan repayable on your next payday. It helps you address an emergency cash need.

We lend amounts starting from £80 with denominations in the multiples of £10 (example: £80, £90, £100 and so on). You can apply to borrow up to £480 for your first loan with us.

There are two options for cash transfer and they have different speeds and different fees. The first, and fastest, is called Express Cash. A Express Cash transfer of funds into your account typically takes about 4 hours. If you apply before 03.00 pm. on a working day, money will be transferred electronically into your account the same day. If you apply after 03.00 pm., the transfer of money will take place on the next working day. The fee for a Express Cash transfer is £15. This is the transfer fee that Lending Stream is charged by Express Cash.

The other, slower option is called BACS. There is no fee for a BACS transfer and it usually takes about 3 working days to complete. Please note that bank transfers do not materialize on weekends and public holidays and this can delay the transfer of money to your account. We will debit the agreed repayment amount from your debit card on your next payday.